Raising a pet is a great responsibility. They soon grow to be a part of our family and demand lots of love and concern to live healthy. Pet insurance allows you keep your mind at ease knowing that your beloved pal is covered for an array of eventualities. If you are a pet owner who understands the importance of pet insurance, you are left with myriad of policy options to choose from.
The reputed pet insurance providers like Pet Insurance U, presents before you a variety of affordable plans that you can afford to reimburse for the treatment your lovable pet requires if it becomes injured or ill. It also offers you a peace of mind to understand that you pet is covered for third party liability or legal costs in case your dog causes an accident or injury.
Types of available pet insurance plans
There are 3 different coverage plans to choose from including illness and accident policy, accident only policy and wellness care plan. The illness and accident policies are by far the very popular plans. They cover the cost for almost 98% of the purchases. Illness and accident policy tends to cover everything except the routine care.
The accident only policies are cost effective, but only compensate for vet bills associated with accidents. This policy is commonly not recommended since illnesses are more expensive and also more likely to treat. With wellness care plan, you can include a routine care to regular pet insurance plan. This plan covers for vaccinations, annual visits, spay/neuter, etc.
Illness and accident plans
These are the common as well as the prevalent type of pet insurance policies. While the individual firms will differ with what they provide, these policies normally cover illness, injuries, surgery, emergency care, cancer, hospitalization, diabetes, foreign body ingestion, allergies, and much more. Congenial and hereditary conditions are also covered in these policies, like elbow and hip dysplasia, cherry eye, luxating patella, glaucoma, epilepsy, wobbler syndrome and IVDD.
The accident and illness plans are considered suitable for young dogs as well as cats till their adult age. It is always suggested to include your pet in a best pet insurance plan while they are young or shortly before they start developing health problems. Pre-existing health conditions are not usually covered by any of the pet insurance companies. As these plans include the comprehensive range of coverage, they also tend to have more premiums.